Jan Dhan, cash transfers boost ATMs in Bharat

With Jan Dhan accounts and the government’s direct benefit transfers (DBT), ATM usage has gone up in rural areas. This is most clearly seen by the trend of increased usage of ‘white-label operators’ ATMs, which are used only in rural and remote parts of the country. From just 2% of total ATM transactions in India in 2014, white-label ATMs now make up 12% of total transactions.

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