NRI banking explained: How NRE and NRO accounts differ; and which one works better for you

NRIs have specialized account options in India: NRE for foreign earnings and NRO for Indian income. NRE accounts offer tax-free interest and unlimited repatriation, ideal for parking overseas income. NRO accounts manage income earned in India, but interest is taxable, and repatriation is limited to $1 million annually, making the source of income a key factor in choosing.

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